We tested nine of the leading personal finance software packages available to UK users - You Need A Budget, Moneydance, AceMoney, Buxfer, Banktivity, BankTree, Home Accountz, GnuCash and HomeBank. While some packages are free to use, some will charge you anywhere up to £60 a year. Which? members can log in to see the full results in the table below. If you're not already a member, join Which? and get full access to these results and all our reviews. We put nine personal finance software packages to the test, to find out which are best at helping you manage your money.
The programmes allow you to monitor your bank accounts, credit cards, loans and investment balances in one place, as well as log your income and outgoings – giving you an in-depth picture of your position and helping you set goals for the future. Personal finance software helps you keep track of your money and make smarter financial choices.